Credit appraisel literature review Essay Example for Free

Credit appraisel literature review Essay This chapter is an elucidation of literature relating to the flow of credit from various organised and unorganised sources of housing and real estate finance. The aim of such a perusal is to have a birds eye view of the concurrent and corresponding issues and problems related to the present study. The first part deals with the flow of credit from organised institutions to various sectors like manufacturing industry, private corporate sector and various other industrial concerns. Studies on the institutional flow of credit in Kerala are also discussed. The unorganised sector consisting of indigenous financial agencies is enumerated in the next part. Understanding the operation of and the potential for housing finance is important, since in many developing countries housing policy is about establishing new and more innovative finance policies. 4. 1. 1 The banking system in India comprises of the Reserve Bank of India, Commercial banks and cooperative banks and credit societies. The commercial banks are the premier institutional structure of the 104 banking system. The principal function of these institutions is to satisfy simultaneously the portfolio preferences of the borrowers on one side and the lenders on the other. They mobilise resources from the savers in the form of deposits and extend credit facilities to borrowers in the form of loans, advances and securities. Loans and advances provided by these institutions can be categorised into short-term funds and long-term funds. The latter are advanced for purchase of plant and machinery while the former are provided for purchase of raw materials, stores, spare parts and the like. However following the traditional British banking practice, commercial banks provide more short term funds to the investors in industry and trade than long term loans. The pattern of credit disbursement has undergone substantial changes since 1950. 4. 1. 2 Commercial banks extended credit to commerce and trade to a larger extend than to manufacturing industry until 1958. Since the commencement of the second five Year Plan, which laid emphasis on rapid industrialisation, the pattern of credit flow took a new turn in favour of medium and large industry. As a result, the share of industry, in public and private sectors in total bank credit increased from 34. 8% to 67. 5% during the period 1954 to 1968. Since nationalisation of 14 major commercial banks in July 1969, the Government of India assigned new priorities to commercial banks with regard to the flow of credit to hitherto neglected sectors, called 105 priority sectors. The emphasis thus shifted from industry to the priority sectors. Further the supply of credit was controlled through statutory regulations and monetary regulations. On the other hand the demand for bank credit has also  undergone substantial increase. Factors such as, large growth in the number of industrial units, diversification of existing units, increase in industrial and agricultural production, increasing needs of short and long-term funds to maintain the increased levels of production, pushed up the demand for bank credit. 4. 1. 4 ~ u ~ t and ~ m b e ~ e o k aobserved that the use of funds from a r* banks by the private corporate sector had exceeded its inventory formation. Gupta, has argued that a small portion of such finance should have gone to meet fixed investment. Further, he found the growth rate of physical assets to be more directly and closely related to security issues than bank credit. Hence, he argued that the fast growing firms relied heavily on security issues than the use of bank credit. Arnbegeokar found that the rate of rise in bank credit exceeded that of inventory, sales and output. Further he observed 1 L . S . Gupta (1969). Changing Structure of Industrial Finance in India, The Impoct ojlnstitutional Finance, Clarendon Press: Oxford. 2 N. Ambegaokar (1969). Working Capital Requirement and Availability o f Bank Credit: Indian Processing and Manufacturing Industries, Reserve Bank of India Bulletin Vol XXIII. No:lO. 106 that its dependence on banks for working capital had increased, accompanied by a decline in reliance on other financial institutions. 4. 2 shetty3 assessed the dimensional changes in credit deployment during the first five years of nationalisation in relation to changes in output and prices. The rationale for his analysis was the fact that, in any accepted model of demand for money, one common variable is the gross national product or some other  variant of it in real terms. Consequently, he hypothesised that credit for any sector or industry over a period has to have some relationship with its performance in real terms, particularly output. He observed a declining trend in the credit extended by banks to industries since nationalisation, though it was higher than other sectors. On finding that the share of manufacturing sector in bank credit is higher than its share in Net Domestic Product (NDP) he concludes that increase in bank credit has occurred far in excess of increase in output during the years 1968169 to 1973174. In his other paper, shetty4 observed that the share of medium and large industry in total bank credit had declined due to priority S . L . Shetty (1976). Deployment of Commercial Bank and other lnstitutio~lalCredit: A note on Structure changes. Economic and Political Weekly, Vol XI No: 11, M a y 8th . pp. 696-705. S L Shetty (1978). Performance of Con~mercial Banks since N a t ~ o n a l ~ s a t ~ofn Major Banks: Promises and Realty. Economic and Political o Weekly, Vol. XI1 No. 31, 32 34, August, pp. 1407-1451. sector lending. Another observation in line with his earlier finding was that growth in bank credit had always been disproportionate to growth of their physical output, especially in industries like cotton textiles. His observation particularly for the years 1975-76 and 1976-77 revealed: (a) Increase in average bank credit had been higher than the growth of NDP originating in registered manufacturing sector even at current prices (b) An appreciable increase in the rate of short-term bank credit to inventories; and (c) Relatively higher reliance on trade credit. In line with these observations, he suggested policies to scrutinise credit claims vigorously and relate credit to the genuine production requirements so that funds are not tied up with these large borrowers. 4. 2. 2 K. S. R. ~ a o carried out an econometric exercise on the determinants of demand for bank credit of some selected industries for the period between 1970-71 and 1984-85. He observed that output of these industries was the most important factor in determining its demand for bank credit whereas, interest rate of K S . R . Rao (1988). Demand for Commercial Bank Credit 1970-71 t o A Study Thiruvananthapuram 1984-85: of Selected Indian Industries. M. Phil Thesis, CDS 108 banks and relative rate of interest of other sources of borrowing played only a secondary role. Price of output was also found to have affected the demand for credit significantly. The relative interest rate variable was significant with respect to industries like textiles, engineering and total manufacturing, while it was not significant for industries like sugar and other food products and chemicals. Divatia and shankar6 in their paper discussed the role of  internal and external sources of funds and their components in financing capital formation of the private corporate sector. The study was based on the RBI company finance studies relating to medium and large public and private limited companies and covered the period 1961-76. They also discussed the trends and patterns of financing for four individual industries, viz, cotton textiles, jute, sugar and cement. 4. 4 S. ~ d v e had some interesting findings in his article Financial Practices in Indian Corporate Sector, based on the RBI company finance data. He underlined the rising dependence on borrowed capital in relation to the total capital employed in the 6 V. V. Divat~a a1 (1979). Capital Formation and its Financing in the et Private Corporate Sector 1961-62 t o 1975-76. The Journal of Income ; Wealth, April 118-152. 7 S. Adve (1980). Financial Practices in Indian Corporate Sector, Inter-Group and Inter-Size Differences, Economic and Political Weekly, Feb. 23. 109 Indian corporate sector. Trade credit was pointed out to be important sources of capital when the bank credit was squeezed. Making an industry-wise analysis, the author came to  the conclusion that the industries with large profit margins and those with large depreciation and development rebate reserves had a relatively lower order of overall indebtedness and many of them also had a lower order of bank borrowings in relation to overall indebtedness. Industries with high profit margin such as silk and rayon textiles, aluminium, basic industrial chemicals and medicine and pharmaceutical preparations had lower proportion of borrowed funds as compared to the average of the medium and large public Ltd. companies. The extensive study viewed that the growth  from of institutional finance emerged in lndia due to structural change for industrial financing system with wide change of socio-political situations in lndia. He attempted to measure overall impact of financial institutions on capital formation in the organised private sector as also the allocative efficiency of financial system. He observed that during the first pla? financial assistance rendered by special institutions represented only 4. 1 per cent of gross fixed investment in private industry, which rose to 7. 9 per cent in the second plan and further to 18.1% in the third plan period. He also 8 L . S . Gupta ( 1 9 6 9 ) . Changing Structure of Industrial Finance in Indra, The Impacr ~flnstrtutronalFinance, Clarendon Press: Oxford. 110 found that commercial banks remained the most important single agency for financing the private corporate industry and LIC was the single largest purchaser of industrial securities and the underwriter of new issues of large and established companies. 4. 6 M. S. ~ o s h examined the role of financial intermediaries in i~ providing finance to large-scale industries in the private sector. After analysing the contribution of each important intermediary towards industrial development in India, he estimated that these intermediaries have participated with 17% of investment in various industries against 39% in share capital of public Ltd. companies. 4. 7 Studies on Institutional Credit in Kerala Among the studies on the state of Kerala, few have looked at the inter regional development of banking. The study conducted by the Travancore-Cochin banking enquiry c ~ r n m i t t e ewas the first of ~ its kind in the post-Independence era. The report traced the development of banking in the two regions of Travancore and Cochin. It noted that in terms of the average number of people per bank office, they had the smallest figure in the whole of lndia. It was noted that the expansion of commercial banks in the rural areas is more pronounced than in any other state. 9 M. S. Joshi (1965). Financial Intermediaries in India. Makhanlal ; Sons Pvt. Ltd, Bombay. 10 Gok (Various Years) Kerala Economic Review, Thimvananthapuram. 111 4. 7. 1 M. A. Oornrnenl historically reviewed the expansion of commercial banking in the Travancore-Cochin region prior to the period of planning. He noted some of the salient features of banking in Kerala: their community or sectarian origin and ownership, the rural areas bias, over extension of credit and predominance of small accounts. He noted the presence of a special concentration of banking in Tiruvalla and Trichur. 4. 7. 2 The Kerala Planning Board (1982) too made an effort to understand the performance of commercial banks in Kerala after nationalisation. This study was confined only to a quantitative assessment of the performance of nationalised banks and looked at the mobilisation of deposits, trend in credit expansion and the sectoral distribution of bank advances. Even though the number of bank offices in the state is more than that of other states, some districts like Malappuram and ldukki lacked banking infrastructure. Ernakulam was found to be the best-banked district in the state followed closely by Trivandrum. It accounted for 22 per cent of the deposits and 30 per cent of the credit disbursed in the state. Idukki, Malapuram and Palghat were way behind. ~-. II M A . Oommen (1976). Rise and Growth of Banking In Kerala. Social . Scieflt~. sl. Vol 5 . 8 0 3 112 4. 7. 3 Among the more recent studies, Sunandas study of institutional agricultural credit in Kerala highlights the inter district disparity. She reviews the socio-economic background for the origin and growth of banks in Kerala (performance of commercial banks and co-operatives only) and concentrates on the agricultural credit disbursed by them. In credit per hectare, Ernakulam and Trichur stood highest while Palghat ranked the lowest. Regional disparity of agricultural credit from commercial banks decreased between 1974175 and 1985186 while that of co-operatives increased. She has used Principal Component Analysis to explain the variation. Three sets of variables are used for explaining the variation of credit co-operatives viz, per hectare from commercial banks and Banking variables, Asset variables and Productivity variables. 4. 7. 4 The book Reminiscences, written by Shri. K. C. Mammen ~ a ~ ~ i throws ~ l a i some light on the banking developments that took place in Kerala prior to independence and also the role played by the Christian community in developing the banking system in the state. It also contains the history of the National Quilon Bank, which was the premier bank at that time and explains the reasons for its failure. S. Sunanda (1991). Institutional Credit for Agriculture in Kerala-A Disaggregated Analysis, M. Phil dissertation, CDS, Thiruvananthapuram. K. C. Mammen Mappilai (1959). Reminiscences, Malayala Manorama Printing and Publishing Co. Kottayam, Kerala. 113 4. 7. 5 Shri. A. K. Seshadris A Swadeshi Bank from South lndial4 gives an account of the banking crisis that occurred in the state in 1930 due to the failure of the National Quilon Bank and that in 1960 consequent upon the liquidation of the Palai central Bank, Palai. 4. 7. 6 The Indian Banks ~ s s o c i a t i o n ~ , Bombay published a book Keralas Banking Profile in 1987. This book contains a quick review on the banking and the economic scenario in Kerala from 1969 to 1987 and also has dealt with the impact of the non-banking private financial institutions on the banking system in the state. It also contains a quick analysis of the role of the NRI sector in the growth of the commercial banks in Kerala. Though the book contains information regarding deposits, advances, number of branches, net state domestic product, per capita income, per capita deposits etc, it does not make any attempt to analyse these factors and to find out whether any relation exists between these factors. In 1992 Canara Bank, the convener of State Level Bankers Committee Kerala had brought out a brochure on Keralas banking profile. This book contains a review of the district and state wise performance of the commercial banks during the 3 year period from 1989 to 1992. But this does not contain certain vital information like I4 AK Seshadrl (1982). A Swadeshi Bank,from South India, Indian Bank, Madras. I I n d ~ a nBanks Association (1987). Kerala: A Banking Profile, Bombay. 114 classification of deposits and advances according to population group wise, a review on the productivity of banks in Kerala etc. Indigenous Financial Agencies The availability of literature on indigenous financial system is scarce. The Central and Provincial Banking Enquiry Committee Reports give comprehensive information regarding the working of the agencies. But even such information appears to have become outdated in many respects as the enquiry was conducted more than 55 years ago. The Rural credit survey and Central banking Enquiry Committee attempted to obtain quantitative information, including capital invested in the business from the agencies but failed in their task. Hence as far as the quantitative aspect is concerned, i t is impossible to collect correct information from these agencies as their nature of business is selective and also as their exact number is not known. 4. 8. 1 G. ~ a r k a l brings out some of the problems of indigenous banking in India in the present context of economic development. He attempts a scientific definition of the term agencies and points out how the earlier definitions were defective. Karkals book estimates the magnitude of capital involved in the unorganised G Karkal ( 1 967). Unorganised Money Market in India. Lalvani Publishing House Bombay. 115 market through the help of data regarding Hundi sales. With the help of available data the study points out the nature of the interest rate in the various rural-urban regions. It indicates the trend of and effect of the contact between the two markets viz. , the organised money market and unorganised financial sector. Again the study discusses the methods of strengthening the Agencies. Here it pleads for the recognition of the hundi as a liquid asset at least in the case of trusted indigenous bankers, thereby giving an impetus to the unorganised sector to encourage the bill business. Provides an interesting account of the functioning of private financing firms in Kerala. The study based on a survey of the private financing firms in Trichur town seeks to examine the factors, which contributed to the emergence of these institutions, the method of their functioning and their importance as a parallel banking system. However he is silent on questions such as types of borrowers, total amount of uncounted money generated by the private financing firms, safety of depositors money and so on. 4. 8. 3 D. ~ a j a s e k h a r based on a survey of 8 private financing  firms in Bellary town in Karnataka tries to probe the factors B A Prakash (1984). Private Financing firms in Kerala, Economic and Political Weekly. Vol X I X . Dec. 15. D Rajasckhar (1988). Private Financing Firms in Karnataka: A boom for tax dodgcrs W o r k ~ n g Paper No: 228. CDS, Thil-uvananthapuram. 116 responsible for the growth of private financing firms. It also documents and analyses the functioning of private financing firms and critically examines the type of borrowers, the use pattern of the borrowings and also tries to estimate the black money generated by the private financing firms. 4. 9 H o u s i n g Finance A strong relationship between levels of urbanisation and wealth has been demonstrated both theoretically and empirically in numerous s t u d i e ~ . Traditionally, faced with other development ~,~~ priorities, governments and international agencies have been reluctant to encourage investment in housing, which has often been seen as an item of consumption (UNCHS 1991). ~Moreover, many of the first waves of housing finance institutions were poorly managed and contributed to macro-economic disruption. Even by the late 1980s en and^^ was able to observe that few aspects S . Malpezz~ (1990). Urban Housing and financial markets: Some ~nternationnlCo~iiparisons,(Jrhnn Studies, 27, 6 : 971-1022. World Bank (1993). Housing: Enabling Markets t o Work, W o r l d Bank iolic), Pnper Washtngton D C : World Bank. U n ~ t e d Nations Centrc for Human Settlements (1991). Integrating Housing Finance into the National Finance Systems of Developing Countries: Exploring the Potentials and the Problems, Nairobi: UNCHS. R. M. Buckley er a / . (1989). Housi~ig policy in developing economies: evaluating thc macroeconomic impacts, Review uf Urban ; Regional llevelopmenr Studies. 2: 27-47. B. Renand (1987). Financing Shelter in L. Rodwin (ed) Shelter, Settlement nnd I l e v e i o p m e n f Boston: Allen and Unwin. 117 of economic development remain as unexplored and poorly analysed as the potential to induce financial development and ways to improve the financing of housing. These practical and conceptual difficulties notwithstanding, during the 1990s housing finance moved to the top of the urban agenda. Under pressure to reform urban management, governments have made important legislative and institutional reforms to enable private institutions and non-governmental organisations (NGOS) to have a greater role in the provision of housing finance. The lead of the World Bank has been especially important in making the shift from housing projects towards the delivery of housing financez4 from 1983 to 1988. Bank lending for housing finance exceeded the total for sites and services from 1972 to 1988, and by 1989 almost one-half of all Bank urban lending was for housing finance programmes. z5This reorientation went beyond the need to deliver more and better housing, to make urban policy compatible with macro-economic management, particularly in the context of structural adjustment programmes in which control of foreign exchange risks and fiscal policy have been paramount. World Bank (1993). The Housing Indicators program: Preliminary Result, Washington, DC World Bank. R. M. Buckley el a ! . (1989). Housing policy in developing economies: evaluating the macroeconomic impacts, Review of Urban d; Regional llevelopment S t u d i e . ~2: 2 7 4 7 . . 4. 9. 1 S. chantz6;K. ~ a t t a and ~ i r a f f a b argue that formal finance ~ institutions are rarely willing to assist with the purchase of land, especially where the tenure, is insecure, to provide assistance with improvements to the rental housing stock or to support nonconventional household arrangements such as sharing of multiplefamily  compounds. These limitations have implicit gendered consequences, as rental and shared housing are of particular importance to low income women who often lack the means to become homeowners. 4. 9. 2 M. M. valeneaZ9summarizes the conditions of Brazils housing finance system by the 1980s as one of crisis, chaos and apathy. Notoriously inadequate fund collection and loan enforcement rates exemplified housing these finance conditions. This condition of public-sector institutions accentuated by was political manipulations that passed these institutions from one ministry to another at short intervals. Valenea points out that as the economic crisis of the 1980s deepened, the fall in the real value of payroll S Chant ( 1997). Women headed Households: Diversity and Dynamics in [he l l e v e l o p i n ~ i+orld. Basingstoke: Macmillan. K. ~ a t t a (1995). Strategies for urban survival? ; Women landlords in Gabocomc Bots ana, Habitat International, 19,1: 1 12. 2X F. Miraftab (1994). Housing Preferences of Female headed Households of Low Income Families in Guadalajara, Mexico: paper presented a t the International semlnar on Gender, Urbanisation and the Environment, Nairobi. The inevitable crisis of the Brazilian housing finance s!. stem. IJrhan Sttrdies, 29,1:39-56. 119 deductions with rising unemployment, the diversion of revenue sources to fund higher priority areas of the government budget and the withdrawal of savings from negative interest rate bearing accounts left many public sector housing finance institutions short of capital. 4. 9. 3 David lsaac3 provides an introduction to property finance, bringing together the professional disciplines related to finance and property investment and development. The book establishes the basic concept of finance, examines the applications of these concepts in practice and gives an overview of the market, its history and position as of 1993. 4. 9. 4 R . M . ~ u c k l e ~ ~ ; ~ i m and N. ~ u n j e have pointed out K. H. ~ e ~ ~ that the declining effectiveness of housing finance institutions coupled with economic and fiscal crises, have made governments more aware of the need to promote savings, reduce subsidies and mobilize domestic resources and motivate the involvement of 3, David Isaac (1994): Property Finance, Macmillan Press Ltd. , London. R . M . Buckley (1996). Housing Finance in Developing Countries. Bas~ngstokc. Macmillan. K. H. Kim (1997). Housing finance and urban infrastructure finance, Urban . stl~d~r. s. 10: 1597-620. 34, 11 N Munjec (1994). Housing finance in development: is there an cmerglng paradigm for developing countries in Asia: Housing Finance I n t e r n a t i o n n l . 8. 4 6-10 11 120 private financial institutions. Many of the most restrictive practices operating in housing finance markets, such as institutional entry requirements and liquidity limits, have been lowered, loanlvalue ratio made more flexible and a wider definition given to the terms of collateral. The optimistic view was that private institutions would be able to deliver larger quantities of finance more efficiently and with a greater chance of sustainability. 4. 9. 5 T. H. ~ a l i argues that even though new private finance c ~ ~ companies have been set up, a few lower-income households qualify for loans because the eligibility criteria require proof of five years full employment, imposing a start-up fee equivalent to three months salary and taxes to approximately 25% of the loan value. Similarly US AID^^ points out that in Eastern Europe despite the establishment of DIMS i n Poland, building certificates in Russia and indexed credit systems in Bulgaria, the bottom 80 per cent of the income profile has not been reached. T. H. Malik (1994). Recent development in housing finance policy in Pakistan paper presented at 2nd symposium Housing for the Urban Poor, Birmingham. Ull~tcd States Agency for International Development (USAID) (1997). Building on progress: The Future of Housing Finance in Poland. Warsaw: USAID. 121 4. 9. 6 Thomas Klak and Marlen Economy explore Housing of the Formal Sector organisation Trust in their article. The Political (NHT), the and Housing Finance performance  states main of in Jamaica the National housing agency in distributing finance in the context of the struggle for basic needs such as shelter, state socio-economic interventions. By examining the NHTs funding base, expenditures and beneficiaries they outline the scale of the financial resource diversions that effectively restrict low-income households from obtaining NHT housing assistance. They point out that a greater share of NHTs massive financial assets could be directed towards serving the housing needs of lowincome people if the Trust were organised differently.

Watson and the Shark Painting Analysis

Watson and the Shark Painting Analysis John Singleton Copley (1738 1815), was an American painter born in Boston, Massachusetts. From the time Copley began to paint at the age of fifteen, many people throughout Massachusetts admired his paintings; also, people from other colonial cities recognized his portrait paintings. A big inspiration and benefit to him was his stepfather, Peter Pelham, a successful English engraver, painter, and teacher[1]. At the age of twenty-one Copley left Boston to travel around Europe to learn more about the art of painting. First, he went to London where he met Benjamin West, a respected painter around Europe and an established painter in the Royal Academy. While in London, he learned different techniques from West. These techniques seemed common in London, but were unknown in America. Copley wrote in a letter back home to his stepfather telling him about a simple technique he had learned â€Å"†¦Before painting, make drawings.†[2] From there Copley moved on to Paris where his confidence grew even more as he saw firsthand paintings from the best known painters in Europe at the time. As he got the chance to see works from his two favorite artists, Poussin and Rubens, Copley started sketching every time he saw something he thought was a beautiful form.3] When he arrived in Rome, Copley would rise early in the morning and sketch reliefs and antique statues at the French Academy. Although confident about his abilities to sketch and paint, he worked humbly on all the details of his painting projects. At the end of his stay in Rome, Copley faced a hard decision; return to America, the country he was born in and loved, or move to London where his art career would flourish. At this time, the American Revolution had started and he feared for the wellbeing of his family back in Boston. Although the fear for his family was strong, Copley decided that moving to London would be the only place where he could sell his historical paintings, for which he had been working on tirelessly around Europe. While he was trying to make this hard decision, his family was already on a ship to London unbeknownst to him.[4] This painting is the story of Brook Watson, which took place in Havana harbor, Cuba around 1749 when he was only fourteen years old. Watson, an orphan was working as a crewmember on a trading ship. While he was swimming alone out in the harbor early in the morning, a shark attacked him. His shipmates ran to his rescue, but not before the shark attacked him at least two times. According to tales, Watson and Copley met while they were traveling from Boston to England in 1774. However, history says that Watson never traveled that year. Copley must have heard the story and its details from Londoners who might have been Watsons political followers.[5] Watson and the Shark is a large oil painting on canvas measuring 183.51 x 229.55 cm (fig. 1). Copley decided to depict the dramatic scene where Watson was about to be attacked for the third time by a shark. This painting is a work during Copleys English period; it was such a great success from the beginning that it was put on display at the Royal Academy in 1778. Watson, who is naked in this painting and the shark attacking him are in the foreground (fig. 1). The shark has already devoured Watsons right leg, as we can see from figure 1 Watsons right leg is missing from the knee down. The shark is turning toward Watson, with its mouth wide-open and sharp teeth suggests that he is not satisfied, and is returning to finish what he has started.[6] Besides Watson, in a small boat, two of his shipmates are reaching to grab him and pull him on the boat. One of them is trying to fight off the shark by plunging a harpoon at the monster from the bow of the boat. A rope thrown at him is dangling useless in the water. This painting has captured a moment of fear and sadness in the faces and eyes of every man on that boat. The quiet waters of the harbor serve Copley in the composition of the painting to bring the viewers attention to the action. Copleys placements of elements in the painting allow the viewer to trace the action. The boat is coming from the harbor toward the shark. The movement of the shark that is taking a turn and a part of his body is outside the painting. We can clearly follow the movement of the harpoon that the sailor is plunging toward the shark. In addition, the movement of the men toward the boy makes the scene even more tragic. (Fig. 1). Watson and the Shark, even though off center, are the focal points in this painting. The artist has successfully made this a tragic scene, by making Watson appear as he is frozen in the moment, portraying him exactly the way he was in those moments struggling for his life. The shark with his mouth wide open and his sharp teeth painted in detail make the scene even more dramatic to the viewer. The artist has portrayed Watson naked in the water helpless on his back, which shows him as very vulnerable. His has a freighted look in his face, with his mouth and eyes wide open looking directly at the shark, which seems to represent the evil predator, and one hand up as if he is reaching for help from the heavens. The artist has painted the sun rising in contrast with the situation, but has also put the light on Watson the shark and the crewmembers trying to get him out of there. The predominant color is sea green with some brighter colors in the background. These somber colors contribute in depicting these tragic moments in this scene. Sadness is all over the faces of men in the boat. The composition is centered at the man in the middle of the boat. All around him there is action. Lines seem to be less important than shapes for the artist in this painting. The artist has been very careful in painting the men on the boat and depicting their actions, so that the story and individual actions of each man in this scene would be very clear to understand to the viewer. However, the most details have gone to portray the situation in which Watson is in, and to show his vulnerability. While most reviews around this painting describe it as a painting that is describing a historical event, Irma Jaffe mentions in her journal, John Singleton Copleys ‘Watson and the Shark,† that people have missed one very important aspect of Copleys life; his religious life. As Jaffe points out, Copley was a very religious man, he went to church every Sunday and religion had played an important role in Copleys view of himself as well as an artist. She says that this painting is about â€Å"resurrection and salvation†[7] In her journal, she takes on the symbolism of the shark as a monster as described in the Bible and the symbolism of water as a life-giver and a trial in the Bible. Jaffe then analyzes all the other elements. It is noticeable that Copley has taken poses from earlier sculptures and put them in his painting. He has taken them and put them in different positions to accomplish his final painting. Copley made the effort to paint every detail. The shark has very detailed features; his teeth and eyes were painted in detail to show the true nature of this evil creature. Watsons hair, his eyes, and his facial expression were painted in detail. Copley really wanted the viewer to get involved in the tragic story that had happened to his patron, Brook Watson. [1] Rebora, Carrie.John Singleton Copley in America. New York: Metropolitan Museum of Art, New York, 1995. p. 79. [2] Plate, Robert.John Singleton Copley Americas First Great Artist. United States of America: David McKay Company, Inc., 1969. p. 100. [3] Plate, Robert.John Singleton Copley Americas First Great Artist. United State of America: David McKay Company, Inc., 1969. p. 101. [4] Plate, p. 105-109 [5] Jeffery, Margaret. A Painting of Copleys English Period.Metropolitan Museum of Art Bulletin, New Series1.4 (1942): 148. Web. 03 Mar 2010. [6] Jeffery, p. 148 [7] Jaffe, Irma B. John Singleton Copleys Watson and the Shark.American Art Journal9.1 (1977): 15-25. Web. 03 Mar 2010.

Introduction To Baby Dumping Children And Young People Essay

Introduction To Baby Dumping Children And Young People Essay Baby dumping is the act of those irresponsible human who dump their babies who are younger than 12 months in the public toilet,garbage bin or even the jungle.It has become a serious social problem in our country because the number of baby dumping cases in our country keep increasing year by year.Majority of the people who involved in baby dumping cases are teenagers.This happens when teenagers have unprotected sex before marriage without any planning,unreported rape cases,sex before marriage and also prostitution.After they they have unprotected sex,they feel very pressure when they think that the baby might become a burden to them where they are not ready to take care of the baby.They are unable to make a correct decision.Immature mind of the teenagers will make them to think that the best solution is to throw the baby away because they might get rejection from their parents. Some of the boys might deny their actions because they are worried that people will look down on them.There are too many factors that can lead to baby dumping cases.Literally,baby dumping shows a bad image to the society and it will affect our countrys growth where people other countries will look down on our country.Investors will never dare to invest in a country with a lot of social problems like this.It can also affect the reputation of our country.Teenagers can easily make mistake without the proper guidance from the correct person.The government,parents and schools should work together to prevent teenagers to dump their babies. 2.0 Presentation and analysis of findings 2.1 How baby dumping affect the countrys growth 2.1.1 The negative views from other countries This issue can cause a bad image of society and country. People from other countries will never think of migrating to our country which has so many social issues. Our country will get negative views from the society and foreign countries. The action shows how cruel is our countrys citizen. 2.1.2 The number of investors who invest in our country decreases. Baby dumping cases actually affect the economic growth and our countrys economy might be stagnated when less investor invest in our country when we have a bad image. This will also affect the foreign investment in our country. People in the country will also be affected when there is problem with the economic growth of the country. The unemployment rate increases hence the crime rate will also increase accordingly. 2.1.3 The Government is spending more money The Government need to accommodate the babys expenses and this will be a burden to the government in term of money where they will also need to spend money to solve these cases. They will also need to find out the parents of those abandoned babies. When the government is spending more money on this issue, some other people who needs financial help might not get the full financial aid. 2.1.4 The increase of the number of crime rate. The number of crime rate increases due to the increase of baby dumping cases which is also a criminal where that is actually an action of the people who tries to kill or killed their babies. Those who found guilty to the case of baby dumping can be jailed for 7 years. 2.1.5 Affection to the society normal growth The action of dumping a baby will be mimicked by people all in the country when they had unwanted pregnancy and they dont have any idea what to do to the baby after giving birth .The society will become unhealthy due to this issue which keep increasing year by year. 2.1.6 Influencing the nation of the country The number of population in the country will become smaller and smaller. The country will face difficulties in developing and moving forward for improvements due to the lack of workers in various industries and our country will have to hire foreign workers which will threaten the people in our country. 2.2 Steps to prevent baby dumping cases 2.2.1 Parents should pay more attention on their children Parents have to monitor their childrens activities and behavior. They should guide them with some sex education and also teach them to differentiate between correct and wrong things to do in any situations. Besides that, they should spend more time communicating with their children to give a better understanding of what their children are actually doing. 2.2.2 Restrict the number of pornography websites in our country Pornography is one of the ways which lead to baby dumping. Teenagers could access to pornography in just a few clicks on the internet. The parties who are involved should ban some of the pornographic websites, so that teenagers will not be able to access to pornography. 2.2.3 Moral behavior by the parents Parents play an important role to educate their children about sexual behavior, the way to stay out of sexual relationships and how dangerous is unprotected sex. All these must be explained to the children and they will be able to do things rationally. Parents should teach them the way to prevent pregnancy and what will happen when the children have free sex. 2.2.4. Sex education in school The school should provide proper sex education to the students so that they will know how important is his or her body and relationships. The students have to know more about sexually transmitted diseases such as HIV and AIDS and how it affects humans body. The school counselor should always be ready to guide the students and lead them to the correct way. 2.2.5 Teenagers should learn self control techniques Teenagers nowadays normally will not able to think rationally because they are not mature enough to make decision. They should learn all the techniques of self-control to prevent them from having unprotected sex or sex before marriage that will cause unwanted pregnancy. They have to control themselves because they have the right to say NO if someone offered sex. They should attend youth camps and campaigns so they will able think rationally. 2.2.6 The government should organize campaigns and talks The government should organize more campaigns and talks and encourage more students to join to educate them with the knowledge of sex education and the effect of baby dumping to themselves, the community and the country to create awareness among the teenagers about baby dumping and free sex. 2.2.7 Create awareness through mass media Mass media is also a very important way to prevent baby dumping. This is the best way to educate and communicate with the teenagers. The mass media department can organize some programs for teenager on television or radio about the importance of protecting themselves from getting involved in sex by providing them useful information and knowledge. Moreover, they can invite psychologist and sex therapists for some special programs on sex education to have more personal discussion and allow the public to call on-air for a call session if they have any hesitation about sex. 2.2.8 New rule should be formed The government should form a new rule to restrict the teenagers below 18 years old to check-in hotel or motel without parents or guardian so that the free sex can be reduced among the teenagers so that they will not able to check in to a hotel to do something that will destroy their future. This can also prevent cases like violation to happen. 2.3 Conclusion In conclusion, the awareness of unprotected sex and sex education showed the significant link with our countrys baby dumping issues. Teenagers should have a good understanding on unprotected sex so they can prevent sex before marriage and unwanted pregnancy. Parents, government and schools should work together to educate the children about the sex education so they will not easily get involved in the unprotected sex at the young age. Teenagers should know how to protect themselves. Actions should be taken by all the parties to prevent teenagers from making a wrong decision. If no one is working on it this will literally leads to a bad reputation of our country. Government should organize more programs that not only open to teenagers but open to the public. After running all the steps of prevention, hopefully the reduction of baby dumping cases goes effectively. 6. Recommendation In order to cope with this baby dumping cases, government should come out with several policies and programs. First of all, the government may incorporate sex education in school curriculum as part of a holistic approach to tackle baby dumping cases. This approach is needed in order to provide awareness and better understanding of reproductive system and health at school level. Besides that, the government also can restructure or add the syllabus in certain subject such as Pendidikan Islam or Pendidikan Moral in order to create awareness and highlighted the consequences of social problems like free sex and baby dumping. The government also should promote Islam as a way of life especially to the Muslim youth as we can see nowadays; most of the people who involved in baby dumping were Muslims. Islamic scholars and Ulama must take this responsibility to explain to the community about Islam. However, it is important for the religious persons to use suitable method according to target group in performing this task. The government also can bring the Ulama or others religious person from other religion to give talk to the teenagers based on their belief especially when there is a program for teenagers as well as when there is a national campaign to curb with this kind of social problem. Drastic step by the government in categorizing baby dumping as a criminal amounting to murder if it meets with all the legal specifications is also can be introduced. The government can give another chance to the guilty parents if their baby is found alive but if the baby is found dead, the guilty parents need to be penalized under this criminal act. 3.0 Introduction to Information Technology Information Technology (IT) can be defined as the technology that is used to store,acquire,organize,communication and data processing.Generally,IT (Information Technology) has brought a huge improvements to the human in their daily lives.IT makes life easier where IT helps human by doing things for them faster,precise and efficient.IT contributes a lot to education, health industry, money, careers,leisure and government departments.Everyday there are new inventions and innovations such as computers,laptops,digital cameras,music players,.IT helps in the economic growth and developments of all the countries in the world.Examples of information technology include smartphones,televisions,printers,radios,music players and other electronic gadgets.Information Technology contributes a lot in education.It helps student to do things effectively and reduce the random errors that can be caused by the students.It helps college students in doing research,projects and also their assignments.Inform ation Technology also helps human in exchanging informations with each other.Information Technology has become one of the most important things in the world.Hunans nearly cant live without the help of InformationTechnology. How IT(Information Technology) influence me as a college student Communicate with lecturers through social networking I can easily start a conversation with my lecturer in just a few clicks.Group chats and discussions where we can share our thoughts with all the lecturers and giving ideas in the progress of learning new topics.It also helps me to get closer with all the lecturers,when I have any problem or question I can easily get to them and discuss with them.This helps me to improve in the progress of my course.We can even make video conference to discuss about our assignments so the lecturers can give us a better understanding of some topics. Information technology as an additional knowledge Information technology became an additional knowledge to us where we can actually make use of them after we graduate from the college in the future. There are too many things in information technology for us to learn and all those are lifelong knowledge that can be used in the world of career and create more employment opportunities. Gained ability to follow instructions Through computer, I gained the ability to follow instructions and problem solving skills.I will learn how to instruct others and also to accept opinions by others and this will help me when I work in a large organization later.This is a very goodway for me to learn and behave myself. Access to online libraries Ebrary(electronic library) is an online digital library which contains ebooks.It offers variety of books from different language which I can easily get access to it and eventually I can read books anytime and anywhere without going all the way to the library.It saves time and also will help us to get information quicker.It can also save papers where I dont need to buy or photocopy books when I need to read a book,I can easily access to the ebrary in just a few clicks. Multimedia learning resources The multimedia learning resources which can explain the phenomena and arouse my interest to learn and do thing rationally.I will be able to learn more from Information Technology that will help me in my studies and I will have more interest in process of learning in the college. Easily collect and gather information I can easily collect and gather information that I need for my assignments in the whole progress of my studies.I will have more sources to on finding of materials through internet.On the other hand,I can view news and read articles online so that I can perform better personal development and self improvement. Store and protect information With the IT inventions,now we will be able to store our documents or files into the online webstorage,where we can actually store and backup the information in the system so we will never lost it and in case if any file is missing we still have a hard copy in the system and this system is very secure which can prevent hackers from gaining access to my private information. Gained the ability to work productively and securely Ill have a better experience in time management.I can learn how to work productively and securely when the lecturers give us some work such as the typing some words and where we will need to finish it in a period of time.I can learn more about the way to manage my stuff by doing them perfectly in a given time. Develop Presentation skills. With the use of Microsoft powerpoint,now I learn the ways to present correctly.Next,I can also easily present the information for my assignment to give a better understanding of my assignment.This develops effective presentation skills to be used in the future.Presentation is very important in all types of industries in my country.This can also build more confidence in myself so i will be able to present perfectly in the future. Always get up to date information in a short time and get the latest updates. When i do my project,I can easily get the latest update of all the informations I need.I can search everything i want on the internet in order to finish my tasks and or projects.For example,i can read the latest news online,ebooks,journals and magazines.The access to all these books is very simple and it saves my time on doing my project and this will also train myself to be more responsible in doing things whether for the community or the country. Improve my technical skills and learn teamwork skills. Through Information Technology I can improve my technical skills in computers and electronic devices and I will understand how to run software on the computer that can make my work easier. Besides that, from Information Technology I learn the teamwork skills where I can use it in the future so that I can easily get used to the trend of working with a team of people in an organization .I will become more motivated in doing things. Invention of laptops The invention of laptops make my life easier.I can keep all my private documents in the laptop because im the only owner for the laptop so this is more to privacy.Furthermore,the laptop will increase the vulnerability of my data,Laptop is more convenient because it is portable and I can bring it everywhere and do my assignment any time when I feel like doing it. Conclusion IT should therefore be a must for every person especially to students,Information Technology contributes a lot to education especially in a college,the students use information technology to do their work so that they will be more efficient.Moreover,it will only help college students to complete their tasks more effective and faster besides of improving productivity.Information Technology continues to develop day by day.The new Information Technology Applications that can help in the progress of studying of the college students.Now,they can actually learn more and save time in doing tasks.Students eventually can get information easily from the internet.Students can learn a lot with Information Technology.A student will become more responsible when they come to the world of career after they graduate.This will create more employment chances to them with the knowledge of computer by the information technology. Year 04 78 67 83 76 102 79 91 total 576 Future Leaders Perception on Baby Dumping Issues In Malaysia Nazni Noordin 1+ , Zaherawati Zakaria 2 , Mohd Zool Hilmie Mohamed Sawal 3 , Zaliha Hj Hussin 4 and Kamarudin Ngah 5 1,2,4 Faculty of Administrative Science Policy Studies, Universiti Teknologi MARA, P. O Box 187, 08400 Merbok, Kedah. Malaysia 3 Faculty of Information Management, Universiti Teknologi MARA, P. O Box 187, 08400 Merbok, Kedah Malaysia 5 Centre for Policy Research and International Studies (CenPRIS), Universiti Sains Malaysia (USM), Pulau Pinang Abstract. The increasing cases of outrageous acts of dumping new-born babies and foetuses in Malaysia recently alarming the Malaysian to take serious attention in handling this matter. This research was about teenagers perception on baby dumping issue. Out of 7,535 populations at four selected schools at the area of Bakar Arang State Assembly under Sungai Petani Parliamentary, Kedah, 400 students were selected as respondents. In this study, simple random sampling was used. This research used Descriptive Statistic and Pearson Correlation for data analysis purposes. Data were collected from July until October 2010. Three hypotheses were tested and accepted. The result indicates that there were positive relationship between awareness towards consequences of free sex, knowledge on sex education and religious belief towards baby dumping cases. The significant of this study was awareness creation on consequences of having free sex among youngsters as well as parents and school administration and also inclusive of religious bodies/agencies in taking seriously on the impact of this issue towards our social development in global era. Conclusion/Recommendations: The recommendations were made to the parties concerned in this issue in order to find the best solution in curbing this problem. Keywords: Baby dumping, Teen, Awareness, Sex Education, Religious Belief. 1. Introduction Lately, Malaysia is facing a serious issue regarding on baby dumping which getting more chronic and cause a lot of attention. This social problem appears every day in newspaper and mass media. From the period of January until July 2010, public were shocked, appalled, dismayed by the increasing reported cases of abandoned babies, some of whom were found dead. This incident indirectly indicated that something is wrong in our society [1][2][3][4][5]. What is actually the issue of baby dumping? It is not only just dumping new-born babies but also refers to discarding or leaving alone, for an extended period of time, a child younger than 12 months of age in a public or private setting with the intent to dispose of the child. The worse situation of this issue also can be seen when a girl gives birth in a school bathroom at night then throws the baby into the garbage or in the toilet bowl, also when a baby flung in the chicken coop, a baby swaddled in newspapers left squalling by a fly-infested dustbin, a baby abandoned under the harsh sun beating down on a wet rice field, a baby stuffed into a cabinet drawer, a baby left on the doorsteps of peoples home with notes or in a mosque. It is so embarrassing, sad and worst scenario that happened in our society. + Corresponding author. Tel.: +604- 4562519; fax: +604- 4562234 E-mail address: [emailprotected] 137 2012 International Conference on Economics Marketing and Management IPEDR Vol.28 (2012) Â © (2012) IACSIT Press, Singapore Statistics from the Malaysia Welfare Department for this year, from January to April 2010, reported that 111 unmarried young girls were pregnant. The figure, however, is just the tip of the iceberg as many cases go unreported and pregnancies terminated. It also reported in New Straits Times on 23rd July 2010, the body of a baby girl found in a bag at a bus stop near the Sultan Ismail Hospital, Johor Bahru in the morning. Also there a baby found buried. New Straits Times on 18th July 2010, reported that a fetus was found buried by the roadside in Jalan 12, Bandar Puteri Puchong, Selangor. Baby dumping is not the solution to a life problem and it could be charged under Section 317 of the Penal Code which carries a maximum jail term of seven years or fine or both according to the Malaysian law. For the past few years there are many newborn babies have been found, dead or live in the most unlikely places like rubbish dump. For instance, The Malay Mail on 26 July 2011 [5] reported that a fetus with the umbilical cord intact was found in a garbage can at Pulau Mutiara wholesale market in Jalan Makloom, Penang. This shows clearly that baby dumping is really serious problem that currently happened in our society. 2. Problem Statement Table 1.Statistic of baby dumping cases from the Headquarters of Royal Malaysia Police (PDRM): By State from 2005 until 7 April 2010 Cases of Baby Dumping Reported in Each State from 2005 until 7 th April 2010 States Number of cases Selangor 105 Johor 83 Sabah 65 Sarawak 34 Negeri Sembilan 24 Pulau Pinang 22 Perak 19 Pahang 17 Kedah 17 Kelantan 10 Terengganu 5 Melaka 3 Kuala Lumpur 2 Perlis 1 Total 407 Based on Table 1, the statistic from the Headquarters of Royal Malaysia Police (PDRM) [6] indicated that there were 407 cases of baby dumping, for the past five years starting from 2005 until 7th April 2010. On average, there are 68 cases every year and these cases keep increasing. While in Figure 1.2.1, it shows that, there are 472 babies found dumped nationwide since 2005 until 16th August 2010. In year 2010 alone, it already recorded 65 cases up to 16 August 2010. That is means average 8 cases per month solely in year 2010 and this figure is not included the cases that not reported. According to Federal Criminal Investigation Department (CID) Director Commissioner Datuk Seri Bakri Zinin, this year alone (2010), as at 16 August 2010, 65 dumped babies had been. As compared to 42 cases during the same period last year (2009), there is an increase in these cases [7]. Recently, the Cabinet also informed that there were 21 recorded cases of students who got pregnant out of wedlock between 2006 and 2010. Then, what about the unreported and unrecorded cases? Public belief that the figure more than what we can imagine. After all the shocking incidents proven by the data produced by PDRM and Welfare Department, we found a strong base to do this study. 3. Methods Material A simple random sampling technique was conducted among 400 students (out of total 7535 students) from Form One until Form Six (Upper Six) in secondary schools at the area of Bakar Arang State Assembly under Sungai Petani Parliamentary, Kedah. The schools involved were Sekolah Menengah Kebangsaan 138Ibrahim, Sekolah Menengah Kebangsaan Sungai Pasir, Sekolah Menengah Kebangsaan Khir Johari and Sekolah Menengah Kebangsaan Bandar Sungai Petani in Sungai Petani, Kedah.The data was analyzed using Statistical Package for the Social Science (SPSS) in getting descriptive statistic and correlation. 4. Results Discussion 4.1. Profile of Respondents Out of 400 respondents, there were 183 (45.75%) male respondents and 217 (54.25%) female respondents. This finding showed the dominant of female respondents in this study. Regarding the age group, the respondents were in the age of 13 years old (18 students or 4.50%), followed by 14 years old (51 students or 12.75%), 15 years old (44 students or 11.00%), 16 years old (97 students or 24.25%), 17 years old (94 students or 23.50%) and lastly 18 years old and above which is 96 students or 24.00%. The highest respondents in this study was 16 years old, followed by 18 years old, 17 years old, 14 years old, 15 years old and the lowest respondents were 13 years old. The race of respondents in this study consist of three major races in Malaysia which is Malay, Chinese, and Indian and the balance was other races. From the finding, it can be concluded that the highest race in this study was Malay, which consist of 242 students (60.5%), followed by Chinese, 75 students (18.75%), Indian 67students (16.75%) and the lowest was other races which consist 16 students (4.00%). 4.2. Result of Findings H1: There is a significant relationship between awareness towards consequences of free sex and baby dumping issue from the secondary school students perspective. Table 2. Awareness on consequences of free sex towards a perspective of baby dumping issue Awareness towards consequences of free sex Baby Dumping Pearson Correlation 0.396** Sig. (2-tailed) 0.000 N 400 **. Correlation is significant at the 0.01 level (2-tailed). There was a significant relationship between awareness towards consequences of free sex and a perspective of baby dumping issue from the secondary school students perspective whereas P =0.000 and r = 0.396. Significant level is P This means, the awareness towards consequences of free sex has an influence towards perspective of the baby dumping issue. This finding was also supported by APWLD Annual Report 2010 [9]. H2: There is a significant relationship between knowledge on sex education and baby dumping issue from the secondary school students perspective. Table 3: Knowledge on sex education towards a perspective of baby dumping issue. Knowledge on sex education Baby Dumping Pearson Correlation 0.445** Sig. (2-tailed) 0.000 N 400 **. Correlation is significant at the 0.01 level (2-tailed). There was a significant relationship between knowledge on sex education and perspective of the baby dumping issue from the secondary school students perspective whereas P = 0.000 and r = 0.445. Significant level is P This means, the respondents agreed that knowledge on sex education is important in order to prevent or reduce the number of baby dumping that happen in Malaysia. Besides that, most of the respondent agreed 139that by learning sex education, teenagers will be more matured and responsible to themselves and having knowledge on sex education is important to prevent free sex among teenagers. H3: There is a significant relationship between religious belief and baby dumping issue from the secondary school students perspective. Table 4.Religious belief and a perspective of the baby dumping issue. Religious Belief Baby Dumping Pearson Correlation 0.386** Sig. (2-tailed) 0.000 N 400 **. Correlation is significant at the 0.01 level (2-tailed). There was a significant relationship between religious belief and a perspective of baby dumping issue from the secondary school students perspective whereas P = 0.000 and r = 0.386. Significant level is P 0.05 (P = 0.000). So, the researcher accepts H3. Religious belief also plays an important role in order to prevent baby dumping that increase from time to time. Other than that, most of respondents also agreed that religious belief need to apply in their daily life activity. This finding was also supported by the Azmi (2010) [1] and Coleman Testa (2007)[8]. 5. Conclusion As a conclusion, awareness towards consequences of free sex, knowledge on sex education and religious belief showed the significant relationships with the baby dumping issues in our country. Most of the respondents agreed that these three variables have a significant impact on baby dumping cases. It is important for the teenagers to understand the consequences of free sex so that they can prevent the unwanted pregnancy at the young age. Besides that, the knowledge on sex education is important to ensure the teenagers have a better understanding about their body so that they will not easily involve in free sex which can lead to the baby dumping. On top of that, the important of religious belief and practices also play a vital function. Every religion has lay down and taught about the dos and donts, about the sin and reward, and all religion prohibited the act of free sex. In order to prevent it, the government, schools, parents and teenagers should take necessary actions to stop this baby dumping issue from becoming worst. 6. Recommendation In order to cope with this baby dumping cases, government should come out with several policies and programmes. First of all, the government may incorporate sex education in school curriculum as part of a holistic approach to tackle baby dumping cases. This approach is needed in order to provide awareness and better understanding of reproductive system and health at school level. Besides

Nineteen Eighty-Four (1984) and George Orwell :: Nineteen Eighty-Four 1984 Essays

1984 and George Orwell 1984 is about life in a world where no personal freedoms exist. Winston the main character is a man of 39 whom is not extraordinary in either intelligence or character, but is disgusted with the world he lives in. He works in the Ministry of Truth, a place where history and the truth is rewritten to fit the party's beliefs. Winston is aware of the untruths, because he makes them true. This makes him very upset with the government of Oceania, where Big Brother, a larger than life figure, controls the people. His dissatisfaction increases to a point where he rebels against the government in small ways. Winston's first act of rebellion is buying and writing in a diary. This act is known as a thought crime and is punishable by death. A thought crime is any bad thought against the government of Oceania. Winston commits many thought crimes and becomes paranoid about being caught, which he knows is inevitable (Greenblast 113). He becomes paranoid because a young woman who is act ively involved in many community groups follows him. Winston is obsessed with the past, a time before Oceania was under strict dictatorship. He goes into an antique shop and buys a shell covered in glass, which is another crime punishable by death. He sees the same woman following him. Many thoughts race through his mind "I wanted to rape you and then murder you afterwards. Two weeks ago I thought seriously of smashing your head in with a cobblestone. If you really want to know, I imagined that you had something to do with the Thought Police" (Orwell 101). The girl who was following him slipped him a note while at work. The note said, "I love you"(Orwell 90). They make plans to meet each other and carry on an illegal love affair. This love affair is another rebellion against the government. It goes on for some time. Winston rents a room where he and Julia can be secluded from the outside world. They meet a man named O'Brien who indicates that he is another revolutionary . Winston and Julia go to his house to meet with him. O'Brien gives than a seditious book to read.

Antibiotic Resistance Essay -- Medicine Science Papers

"Antibiotic Resistance" I. Abstract When penicillin was first administered in 1943, it proved to be extraordinary at wiping out nasty cases of syphilis, tuberculosis, gonorrhea, and meningitis infection. With the threat of these deadly infections in ‘check,’ pharmaceutical industries then cut back on their research to discover even more effective antibiotics. This new-found medical confidence inspired patients to merrily run to the clinic to get penicillin prescriptions for everything from nausea and diarrhea to running nose and sneezing, and doctors to happily prescribe the ‘miracle drug.’ However, microorganisms are now evolving and developing unprecedented resistance to penicillin and other once potent drugs, like vancomyocin. Currently, vancomyocin is the most potent drug on the market, and  ¼ of all enterococci are resistant to it ("A New Gap†¦," 1997). In the April 28, 1994 issue of the New England Journal of Medicine, researchers identified a bacteria that was resistant to all antibiotics (Lewis, 1997). The number of resistant strains of bacteria are rapidly growing, and a panic is beginning to spread in the medical field, as it has been caught ‘off-guard’ by the most recent developments. It takes decades to develop new antibiotics, and the pharmaceutical industries have spent the last few decades focusing on other concerns. Even though our arsenal of antibiotics is diminishing, it is clear that there will be no new ‘miracle drugs’ for quite some time. Since we will soon run out of effective antibiotics, we must do what we can to preserve the potency of our current resources. This paper will provide a background on how antibiotics work and also on the mechanism by which bacteria acquire resistance. Also part ... ...bson, David. (1997b). How does resistance occur? [Online] Available: http://www3.hmc.edu/~dgibson/antibiotics/resistance.html. King, John W. M.D. (1997). Antibiotic Resistance. [Online] Available: http://www.ccm.Isumc.edu/bugbytes/bb-v2n13.htm. Lewis, Ricki PhD. (1997). The Rise of Antibiotic-Resistant Infections. [Online] Available: http://www.fda.gov/fdac/features/795_antibio.html. Nemecek, Sasha. (1997, Feb). Beating Bacteria. Scientific American, 38-39. (1997, June). A New Gap In The Antibiotic Arsenal. Science News, 151, 348. (1996, May). Reducing Antibiotic Resistance. Nature, 381, 120-121. Smaglik, Paul. (1997, May 17). Proliferation of Pills. Science News, 151, 310-311. Thompson, Clare. (1997, June 8). False Economies Breed Superbugs. New Scientist, 6. Travis, John. (1996, June 1). Biological Warfare. Science News, 149, 350-351.

Illustrate to audiences Essay

This is the scene in which the confrontation between Maggie and Hobson in takes place in the living room. Prior to this scene Maggie has informed Hobson that she is â€Å"Going to marry Willie†. Hobson does not want Maggie to get married but he doesn’t mind Vickey and Alice getting married because they are of less use around the shop and home. Hobson does not want Maggie to get a husband because he is selfish. Maggie is the daughter that is the most businesslike and helps him with the shop regularly. If Maggie were to marry, Hobson would have to do some proper work in the shop. This scene starts with Maggie speaking to Hobson saying â€Å"You and l’ull be straight with one another, father. I’m not a fool and you’re not a fool, and things may as well be put in their places as left untidy†. Here Maggie is very direct in speaking and this is signposting to the audience that there is going to be a confrontation.  Hobson replies with indignation by saying â€Å"You can’t have Willie Mossop. Why, lass, his father was a workhouse brat†. This is an example of the class differences again as Hobson is a shopkeeper and Willie is one of the working class. Willie had come from a poor background and the penniless poor like his father were taken to these workhouses and put to ‘use’. To this Maggie replies â€Å"It’s news to me we’re snobs in Salford. This line would have been humorous to audiences of the past and present because Salford has always been a working town. Hobson is here concerned about his image within the community and about what his friends will think of him in the Moonrakers. Hobson illustrates these thoughts when he says â€Å"I’d be the laughing-stock of the place if I allowed it. I won’t have it, Maggie†. Hobson then tries to justify his stance by adding â€Å"It’s hardly decent at your time of life†. One aspect in which audiences of the past would react differently to audiences of the present is when Hobson says â€Å"It’s hardly decent at your time of life† (Maggie is only 30). However, at the time this book was written people married an awful lot younger, mainly because the average life expectancy back then was a lot younger. Whereas in our days people marry at this age and older still. Therefore, audiences of past and present would react differently. An audience of the past may have thought this comment was amusing, however, an audience of the present may not think it was such a big deal and may also look on it from Maggie’s point of view as a demoralizing comment. However, Hobson’s selfish snobbish ways would make audiences of both past and present want Maggie to marry Willie just to spite Hobson for his pathetic behaviour. An audience of the past would have found Maggie’s next line â€Å"And now I’ll tell you my terms† amusing because it is an example of role reversal because in those days the man was the master and was in charge and he was the one who laid down the terms and rules.  Maggie then goes on to state her terms, telling her father how much she believes her and Willie should be paid. To this Hobson replies, â€Å"Do you think I’m made of brass?† – brass is colloquialism for money. This line would have been amusing to an audience of the past because this is how the people in the streets in that area spoke like and they would be able to associate to it. A present audience may also have found this line amusing, however, some may not have understood it. Hobson tries to reassert his authority by shouting â€Å"I’ll show you what I propose, Maggie†. He then lifts up the trap door and shouts â€Å"Will Mossop!† He then unbuckles his belt and says to Maggie â€Å"I cannot leather you, my lass. You’re female, and exempt, but I can leather him†. Audiences of the present would be quite shocked by this behaviour as it is not a part of modern, civilized society any more. Such violence is frowned upon in our day. However, in the past, audiences would have been familiar with the term a good leathering, it would have been a regular occurrence. Therefore, they may have found this amusing rather than shocking. Hobson continues to try to assert his authority when he says to Willie â€Å"You’ve fallen on misfortune. Love’s led you astray†. He then says, â€Å"I don’t bear Malice, but we must beat the love from your body†. However, this backfires on Hobson when Willie says â€Å"You’ll not beat love in me†. Audiences of the past would have enjoyed this repliance because it is the little man against the boss and in those days the boss had all authority. Willie goes on to aggravate Hobson even more when he says â€Å"I’m none wanting thy Maggie, it’s her that’s after me, but I’ll tell you this, Mr Hobson: If you touch me with that belt, I’ll take her quick, aye, and stick to her like glue†. Again, audiences of the past would have enjoyed this because it is the little man against the all-powerful boss. Present audiences would have enjoyed this too because it would have illustrated Willies determination and independence. After being struck with the belt by Hobson for his remarks, Willie then says to Maggie out of rage â€Å"I’ve none kissed you yet. I shirked before. But, by gum, I’ll kiss you now†. He then kisses Maggie, not with passion but with temper. Audiences of past and present would have enjoyed this part because it is a bit of romantic comedy and Willie is standing up to Hobson, who doesn’t know what to do next. Also, from this scene, audiences of past and present would have observed that Maggie and Willie are sensible, practical and have a mature way of thinking. These characters would make Hobson’s anti-social behaviour more noticeable to the audiences. Finally, carrying on in his new found self-confidence, Willie adds â€Å"And if Mr Hobson raises up that strap again, I’ll do more. I’ll walk straight out of shop with thee and us two ‘ull set up for ourselves. Audiences of the past and present would have enjoyed this scene because not only is Hobson shocked by what Willie has said (Hobson stands in amazed indecision) but Willie is also shocked by the confidence he showed when he stood up to Hobson. Scene Four  The final section of the play I will examine is Act Three, pages 44 – 47.  This section follows on from a scene in which Hobson, drunk from a night in the Moonrakers, fell down a pub cellar and woke up to find he had received a fine for trespassing. Upon this charge Hobson goes to Maggie’s house on her wedding day, in the hope of some help from her.  In this section the roles of Maggie and Hobson are totally reversed. In this scene, Maggie is instead the one who is in charge, while Hobson has to take a more reserved, subservient stance; as he feels that his future is in her hands. This scene begins with a knock on the door and Hobson shouting â€Å"Are you in, Maggie?† Vickey, Maggie’s sister proclaims, â€Å"It’s father!† in a terrified voice. Albert, who is Vickey’s fianc, then adds â€Å"Oh, Lord†, whereas Maggie simply says, â€Å"What’s the matter? Are you afraid of him?† This would inform the audience that there may be a confrontational moment ahead.  Maggie soon takes charge of the situation by telling everybody, except Willie to go into the bedroom and that she’ll shout them before he’s gone. To this order Vickey then says â€Å"But we don’t want-â€Å", to which Maggie interrupts â€Å"Is this your house or mine?† and Vickey answers, â€Å"It’s your cellar†. Maggie then replies by saying â€Å"And I’m in charge of it†. Both audiences of the past and of the present would have found Vickey’s line amusing where she gets back at Maggie by illustrating the stark contrast of a house to a cellar. They also would have been amused by the fact that Maggie reasserts herself (I’m in charge of it) although she says to Willie you’re gaffer here whilst ordering him to sit down. Hobson is then invited in by Willie, who is now in the role of the master of the house. Audiences of the past and the present would have found it amusing when Maggie says, â€Å"You can sit down for five minutes, father. That sofa ‘ull bear your weight†. This line would also illustrate to audiences that Maggie is not threatened by Hobson and makes light of his arrival.  Maggie again shows that she is in charge when Willie says to Hobson â€Å"A piece of pork pie† and Hobson replies groaningly â€Å"Pork pie!† To this reply, Maggie pulls Hobson up sharply by saying â€Å"You’ll be sociable now you’re here, I hope†. Audiences of the past would have appreciated this amusing line because Maggie is pulling her father up sharp and she is in control in a commanding authority. Maggie’s authority is further displayed when she says to Hobson â€Å"Happen a piece of wedding cake ‘ull do you good†. Eating the cake Hobson shudders saying â€Å"It’s sweet† to which Maggie replies â€Å"That’s natural in cake†. Audiences of the past and present would have found this humorous because Hobson enjoys a drink, and being an alcoholic he cannot tolerate sweet things. This is made even more amusing when Maggie pushes the cake towards him and says, â€Å"Then there’s your cake, and you can eat it†, to which Hobson pushes the cake away but Maggie pushes it back again, giving Hobson no choice but to eat it, to which Hobson replies â€Å"You’re a hard woman† as he eats the cake and, as illustrated in the film Maggie watches over him as he eats it. This scene where Maggie forces Hobson to eat the cake would have been amusing to audiences past and present as well as viewed as something significant to all audiences as Maggie has already said â€Å"I’ve a wish to see my father sitting at my table eating my wedding cake on my wedding-day. Conclusion Harold Brighouse’s play Hobson’s Choice is a valuable document of what English society was like in 1915 (when it was written) and 1880 (when it takes place). I believe the play provides us with an important and useful insight to what society was like in those days in Britain as it provides us with an insight into the varying classes of people, how they were treated and their attitudes towards others. In Hobson’s Choice, Maggie, the daughter of Hobson, marries against her fathers wishes much to Hobson’s discomfort and dismay. There are similar themes such as this in modern society today, which are in some ways related to this theme illustrated in Hobson’s Choice. For example, members of families sometimes run away from home in the hope of being with someone who they would otherwise not be able to be with under their parents influence, or to simply escape from a home in which they feel much discomfort in. Also, just like in Hobson’s Choice, children in modern society today marry against their parent’s wishes in order to be with someone. I think audiences of the past and the present would have reacted similar and would have found the play humorous as it shows the underdog or the person who had nothing, Willie winning against someone who had everything, a shop owner and a pillar of society, Hobson. In Hobson’s Choice, Willie was a member of the poorer people and it was obvious that there was a barrier between him, who worked in a cellar, and those such as Hobson who owned the shop. However, today this barrier between the rich and the poor still exists more than ever, so it is clear that some things haven’t changed. I personally enjoyed Hobson’s Choice as I found it amusing throughout and it was an interesting and enjoyable story the way it illustrated what Salford was like in those days and how people were treated according to their class. My favourite parts of the story were probably when Willie stood up to Hobson under Maggie’s watchful eye and walked out of the shop with her, much to Hobson’s amazement, and when Maggie told Willie that he was the man for her and he sat down complete shock and amazement. If I was in the audience I would have enjoyed these parts because they are some of the most amusing parts of the play, mainly because of the way Willie acts. For example, it is amusing when Willie is shocked by the prospect of marriage and he sits down mopping his brow and says in a shocked voice, â€Å"I’m feeling queer-like† – this is highly amusing as the poor man is taken back. In the play Maggie comes across as the strongest character and somebody whom feminists within today’s society would be able to identify. Although in the era when the play set Maggie would have been a very unusual character. The character I would be most sympathetic with in the play would be Willie. This is because he is controlled throughout the play and he was the one who seemed to receive the most punishment, such as when Hobson tries to strike him with a belt for taking up with Maggie, even though he did not do the taking up. However, he would be the character I admire the most because of the way he didn’t give under the pressure of Hobson and stuck by Maggie.

Sports and Development: An Economic Perspective Essay

ntroduction The relationship between sports and development can be analyzed from different angles – some of these have received quite a bit of attention in the literature, others less. An important share of the literature focuses on football (soccer), baseball, and basketball because these sports are played most widely and because of the large economic interests. It is important to first define â€Å"development†. Sports obviously affects a person’s physical development, and also his or her social and psychological development,1 all contributing to the wider â€Å"development† of society, a reason why the United Nations organized the International Year of Sport and Physical Education in 2005, and incorporates sports into its programs and policies (UN sport for development and peace, 2006). Another definition of sports development refers to the creation of a sports infrastructure and a sports competition in developing countries. The basic principle behind this perspective is the universal right of all people to play and sport. This paper takes a specific view by focusing on the relationship between sports and economic development, in particular income growth and poverty alleviation. We focus mainly on the causal effect from sports to development.2 In Europe and North America, sports are increasingly important to the economy. About 2 million people are employed in the sports economy in the 15 member countries of the European Union – that is, 1.3 per cent of overall EU employment. And the sports economy is growing. In Europe, in the early 1970s, the ratio of overall sport expenditures (for goods and services) to GDP was around 0.5 per cent. In 1990, the ratio ranged between 1 and 1.5 per cent of GDP in most European countries (Andreff and Szymanski, 2006). In the UK, the contribution of the sports economy to GDP is currently  estimated at more than 2%. As a comparison: this is three times as high as the current contribution of agriculture to GDP in the UK. Sports teams have become large commercial – and often multinational – enterprises. For example, the value of Manchester United is estimated at 1.4 billion dollars, which equals approximately the total annual output (GDP) of a country like Sierra Leone. The richest US baseball team, the New York Yankees, is valued at more than 1 billion dollars; and the average US football team is worth more than 0.5 billion dollars. However, comparable and representative data on the economic value of sports are not available, especially for developing countries. In this paper we focus therefore on two specific issues which seem particularly relevant for the impact of football on economic development in the context of the South African World Cup. The first is the impact of sports/infrastructure investments on development; the second is about migration of sports players and development. The Impact of Infrastructure Investments Bids placed by candidate cities or countries to host a mega-sports event, such as the World Cup, have tremendously increased over time. This increase in bids is caused by the law of supply and demand. The supply of mega-sports events remains constant while the number of candidate organizing countries and cities increases. One reason for this is that emerging and developing countries are increasingly competing with rich countries for hosting such events. An important argument that candidate governments put forward for hosting a mega-sports event is the perceived economic benefits that the event creates (Porter, 1999). They typically claim that events, such as the World Cup, give a stimulus to business resulting in economic benefits which are larger than the costs, including public funding, from organizing the event (Noll and Zimbalist, 1997). Governments or sports entrepreneurs often hire consulting agencies to draft an economic impact report (Johnson and Sack, 1996). Irrespective of the mega-sports event, such reports from consulting companies always claim a huge positive economic impact. However, there is a lot of critique in the academic literature on the validity of these economic impact studies. Matheson (2002; 2006) points out that many (event-sponsored) studies exaggerate the economic impact on local  communities and Porter (1999) states that the predicted benefits of public spending never materialize. One problem with many of these impact studies by consultants is that they use input-output analyses, which have been heavily criticized in the academic literature. Such input-output analyses start from the assumption of no capacity constraints, implying infinitely elastic supply curves. As a consequence, there is no crowding out and an increase in demand will always result in positive indirect effects only. As pointed out by Matheson (2006), exactly this omitted crowding out effect (next to the substitution effect and leakages) is a primary reason why ex ante studies overestimate the economic impact of mega-events. Moreover, the multipliers used by these input-output analyses are doubtful and inaccurate because they are based on the normal production patterns in an economic area. However, the economy may behave very differently when hosting a mega-event, rendering the ‘normal’ multipliers invalid (Matheson, 2006). Another problem is that these studies are always prospective (Coates and Humphreys 2003). Prospective studies need to be compared with retrospective econometric studies to see, in hindsight, whether they were correct. However, retrospective studies are often not executed because governments or bidding organizations have no incentives to order such a study (PriceWaterhouseCoopers, 2004). If conducted, most ex-post studies state that the evidence that mega-sports events generate economic benefits is weak, at best. Thus, these few ex post analyses generally confirm that ex-ante studies exaggerate the benefit of mega-sports events.6 Siegfried and Zimbalist (2000) review several econometric studies and all these studies find no statistically significant evidence that building sports facilities stimulates economic development. Baade and Dye (1990) find evidence that the presence of a new or renovated stadium has an uncertain impact on the level of personal income and even possibly a negative impact on local development relative to the region. Another frequently made comment is that, even if hosting a mega-event creates benefits for the organizing region, the question should be posed whether financing su ch an event is the most efficient use of public money. Kesenne (1999) argues that for example the World Cup should only receive public funding if there are no alternative projects that yield higher benefits. However, as Kesenne (1999) admits, it is impossible to assess all alternatives, although it remains important to  calculate opportunity costs. A study which is highly relevant for the present paper is that of Brenke and Wagner (2006) who analyze the economic effects of the World Cup 2006 in Germany. The authors find that expectations that the World Cup would significantly increase spending on employment and growth were overestimated. Additional employment was generated only temporarily. The infrastructure and promotion costs in hosting the World Cup boosted overall economic performance by approximately 0.05% (estimates vary between 0.02 percent and 0.07 percent). The main beneficiaries of the World Cup were FIFA (187 million Euros) and the German Football Association DFB (21 million Euros). Economic Impact Assessments of the World Cup 2010 in South Africa In July 2003, Grant Thornton Kessel Feinstein issued the results of their economic impact assessment, ordered by the South African company that submitted the bid to host the football World Cup to FIFA in September 2003. In their report (Grant Thornton, 2003) they predict that the event will lead to direct expenditure of R12.7 billion; an increase of R21.3 billion (1.2%) in the gross domestic product (GDP) of South Africa; 159,000 new employment opportunities (3.5% of South Africa’s unemployed active population); and R7.2 billion additional tax revenue for the South African government. More recently, Grant Thornton estimated that the event will contribute at least R51.1 billion (2.7%) to the country’s GDP because more tickets will be available for sale (Gadebe, 2007). These results have been widely disseminated through the media. In the light of the foregoing literature review, there is reason to be sceptical about these predictions. A closer look into the numbers and the methods provides serious reasons to believe that these results are overestimations. First, Grant Thornton (2003) includes domestic residents’ expenditures at the event as direct benefits. However, this is merely a reallocation of expenditure and does not add to the GDP of a country (see e.g. Baade, 2006; Johnson and Sack, 1996). Second, according to Bohlmann (2006), the use of multipliers in the report is questionable and overly optimistic. Third, the report estimated that R1.8 billion would have to be spent on upgrades to stadia, and R500 million on infrastructure upgrades. However, a site published for the International Marketing Council of South Africa (2008) reports much higher investment costs: R8.4 billion for building and renovating ten World Cup stadiums (five have to be renovated and five have to be built). For example, the Durban stadium and the Cape Town stadium that have to be built cost respectively R2.6 billion and R2.85 billion. The cost of upgrades on the infrastructure, for example, upgrades of airports and improvements of the country’s road and rail network, is estimated now at R9 billion. Fourth, there are problems with the interpretation of the announced 159,000 new employment opportunities. The Local Organising Committee (LOC) plans to recruit volunteers, ordinary people as well as specialists, to work at the World Cup. These volunteers are not paid, which sheds a different light on the interpretation of â€Å"employment opportunities†. Moreover, many of the jobs will only be temporarily. Because of the troublesome economic situation in Zimbabwe, and because of the announcements of the numerous job vacancies, there is a huge migration flow of skilled and semi-skilled construction workers from Zimbabwe to South Africa (Sapa – AFP, 2007). These migrants may take up a considerable share of this employment. Do Impacts Differ with the Level of Development of the Host Country ? The most obvious point of reference when assessing the likely impact of the South Africa World Cup is to compare it with the most recent World Cup in Germany. However, important differences in the level of income and development between Germany and South Africa complicate such comparison. Thus we cannot merely transpose the economic impact of the World Cup in Germany to South-Africa (Matheson and Baade 2004). An important difference relates to the costs of infrastructure investments.7 First, investment requirements in South Africa are larger. While South Africa has to build several new stadiums, Germany had (most of) them already, and investments were limited to upgrading. Possible even more importantly, the general infrastructure, for example related to transport, requires much more investment in South Africa. Second, regarding the costs, one should look at differences in cost of capital and cost of labor. The aforementioned (opportunity) costs of capital are typically higher in developing countries. Money spent on the event is money not spent in other areas, such as the  health system. However, wages are comparatively low in developing countries which can lower the operating and infrastructure costs. Labor opportunity costs may also be low in developing countries with large unemployment. The post-World Cup use (return) of the investments differs as well. Concerning the stadia, these are well used in Germany with a large attendance in the Bundesliga. It is more uncertain what the demand for the football stadia will be in South Africa after the World Cup. In general, one would expect that the demand for these facilities is lower in developing countries, as sport is a luxury good, albeit that South Africa is a very specific country. There appears strong (and high income) demand for other sports (rugby) while less (and low income) demand for football. The extent of use of the stadia for these different demands will certainly affect the benefits. Low use and high maintenance costs may even lead to a negative ‘legacy’ of the World Cup. Evidence from the post-World Cup 2002 effects in South Korea and Japan indicates that concerns about the low use and high maintenance costs of the stadiums were justified (Watts, 2002). Regarding general infrastructure investments, one would assume that the potential effects would be large in South Africa. Its infrastructural deficiencies are often cited as a constraint on growth, and improving this because of the World Cup requirements could provide a major reduction in costs and provide a productivity boost to the economy. Sports Migration Possibly more than in any other economic activity, migration is important in sports. The share of migrants in the main sports leagues in Europe and North America is large by average economic sector standards, in particular for the top leagues. There are cases where teams in first divisions in Europe have played with 100% migrants, hence without a single native player. The pattern of migration varies considerably across sports. For example, in (ice) hockey, the main migration pattern is from Eastern Europe to the US and Canada; in baseball from Central America to the US and Canada; in basketball, some European and Latin American players play in the US NBA; at the same time, many US players who cannot make it in the NBA play in European leagues; and in football (soccer) the main migration is from the rest of the world to Europe, and among countries within Europe. Migration of  African football players to Europe has grown exponentially over the past decades. Studies on the impact of these migration patterns can be classified into different groups. Most of the literature on migration of athletes or sports players emphasizes and focuses on what are claimed to be negative implications. One negative implication could be referred to as the â€Å"muscle drain† (analogous to the literature on the â€Å"brain drain†): it refers to the negative effects on education and the competitiveness of the local sports system. Related negative effects are argued to be low wages for developing country players, the illegal nature of the migration and transfers, and the lack of transparency surrounding it (e.g. Andreff, 2004; Magee and Sugden, 2002), inducing some to refer to this as a â€Å"modern form of slavery†. While there appears to be considerable ad hoc evidence on these effects (including on illegal activities and lack of transparency in international transfers),8 there is in general little representative evidence on these issues. In contrast, an extensive literature on the development and poverty impacts of general migration, which is generally based on much better data and evidence, suggests very different effects of migration. First, international remittances have in general a positive impact on development (Adams, 2006). Remittances reduce the level, depth and severity of poverty in the developing world, because a large proportion of these income transfers go to poor households, although not necessarily the very poorest (Adams and Page, 2003, 2005). Remittances also have a positive impact on investment in education and in entrepreneurial activities and can help raise the level of human capital in a country as a whole (Edwards and Ureta, 2003; Yang, 2005; McCormick and Wahba, 2001; Page, Cuecuecha and Adams, 2008). While very little is known about the impact of remittances from sports remuneration, there is no ex ante reason to believe that these effects would be very different. Second, migration affects the level of human capital (in a broad interpretation) in the origin country in both positive and negative ways, what is sometimes referred to as the â€Å"brain drain† and the â€Å"brain gain† (Ozden and Schiff, 2005). Recent studies (not focusing on migration in sports) come to the conclusion that, although international migration involves the movement of the educated, international migration does not tend  to take a very high proportion of the best educated, aside from a few labor-exporting countries. Hence the brain drain is generally limited (Adams, 2003). In fact, migration of the educated from a developing country may increase the incentive to acquire education, resulting in a brain gain. In other words, the dynamic investment effects reverse the static, depletion effects of migration on schooling (Boucher et al, 2005). Hence, in summary, taking into account dynamic incentive effects, the net impact seems to be a â€Å"brain gainâ₠¬ . These findings seem to conflict with arguments that the ‘muscle drain’ in sports undermines the sporting capacity of developing countries. It is said to divert the most talented sportsmen, leaving the developing countries with the costs of their education without the possibility of regaining this investment in human (or athletic) capital. This muscle drain is also argued to erode the capacity of the home country to use its most talented athletes in international competition, explaining the â€Å"poor performances of developing countries in world sport events† (Andreff, 2004). However, the empirical evidence to support these arguments does not appear to stand up to a rigorous analysis, such as taking into account selection bias. Moreover, the analyses ignore any dynamic effects which seem to occur in developing country sports sectors where investments in local training facilities have grown with the increased success of developing country players in rich country sports leagues, although there is no systematic evidence on this. Moreover, developing countries seem to have done better, not worse, since the start of substantial migration from their players to rich country competitions. For example, African teams have performed increasingly well in the past three decades in the World Cup. Third, the creation of sports schools with the explicit objective to prepare local players for playing in rich country sports leagues is the subject of much debate. While some of these schools are quite successful, the models are criticized for an unequal distribution of the gains (with the, often European, owners argued to capture a disproportionate share of the financial benefits), and for leading to a decline in education enrolment, and for creating social problems (Darby, Akindes and Kirwin, 2007). Fourth, the search for African players by European football clubs is argued to be an example of wage dumping (Poli, 2006). These arguments are very similar to the issues in the general migration literature with migrants taking over jobs at lower wages in the host country – an issue well studied in other sectors of the economy. Interestingly, one of the world’s leading experts, George Borjas of Harvard University claims that there is no clear evidence either way; and that despite massive immigration from poorer countries in recent decades studies show very little impact on wages in the US (Aydemir and Borjas, 2007). Finally, while across the globe remittances are a very important source of capital, and particularly so in some developing countries, it is unclear whether remittances of migrated sports players are sufficiently bulky to have a significant impact on the development of a country or a region. On the one hand, the number of players migrating is very small compared to total employment. However, sports migration has grown rapidly and incomes are generally much higher in Europe or the US than at home, where incomes are considerably lower. However, there is no substantive evidence here; one can only speculate or draw on ad hoc cases. Impact of the World Cup Given these potential effects of migration, how is the World Cup likely to affect these? Several changes may occur, some with opposing effects. If the World Cup gives a long-term boost to football in South Africa, either by creating facilities in areas of the countries or for parts of the population where football is popular, or by drawing in new parts of the population (and their incomes) into football, this may increase the demand for players from other African countries; and thus in-migration of players. Another possible effect is that the World Cup may inspire young South Africans to become international players or may induce much needed investments in youth football and training facilities in South Africa. This could lead to a surge in football academies in South Africa. This is what was observed in Senegal after the exceptional performance of the national team in the 2002 World Cup. This could then result in an increase in out-migration of football  players from South Africa to the rest of the world. Concluding comments: Money is not everything. This paper has reviewed several potential economic effects of the World Cup. The arguments discussed so far seem to suggest that the economic impact of the World Cup in South Africa is likely to be less than argued by the consulting reports, but that there may be substantive benefits from improvements in the general infrastructure that result from the World Cup organization. However, money, of course, is not everything. There is a growing economic literature on the connection between happiness (or subjective well-being) and income. Within a society, studies find that, on average, persons with a higher income are happier than poor people (see e.g. Frey and Stutzer, 2002; Graham and Pettinatio, 2002) but that after a certain threshold level of income, higher income does not seem to make people happier. Several reports also point out that benefits are not always tangible or cannot be expressed in financial terms, such as the increased confidence and pride of the population of the host country. Szymanski (2002) argues that organizing the World Cup will not boost economic growth although the government expenditures do improve the overall well being of its citizens because of these intangible effects. The study of Brenke and Wagner (2006) on the economic effects of the World Cup 2006 in Germany comes to a similar conclusion, i.e. that the economic effects were minor but that there was a positive effect on society for other reasons. The World Cup showed a positive image of the country and, as they say: â€Å"it was great fun, nothing more, nothing less.† One could even hypothesize on the economic implications of this. There is evidence from the psychology literature that happier people perform better in general and also earn more income. Graham et al. (2004) find that factors such as self-esteem and optimism that affect happiness also have positive effects on people’s performance in the labor market. This effect of happiness could be particularly relevant for the World Cup in South Africa, because the study of Graham et al (2004) also shows that these factors matter more for the poor. In this view, the extent to which the World Cup stimulates a positive attitude among poor people in South African society  matters especially. Hence, ensuring poor local people access to the games is important. In this light the initiative of the FIFA and the local organizers to make tickets more easily and cheaper available for local residents is a step in the right direction. References Adams, R.H.J. & J. Page (2003). â€Å"International Migration, Remittances and Poverty in Developing Countries† World Bank Policy Research Working Paper 3179. Adams, R.H.J. & J. 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